On the other hand, borrowing money is expensive. We asked various banks about personal loans and they quoted rates anywhere from about 15% to 20%, with most of them being on the high end. The car auction place offers their own financing at 15% or so. We are going to wait for a while until we can pay cash for a car, because paying such usurious rates isn't something we really want to jump into right now. It's just not worth it to borrow money even for just a few months.
On the third hand (are there three?), term deposit interest rates are over 7% if you can squirrel away $10k or more for six months. That's the kind of thing I'm looking forward to.